5-4-2025 – Eric Trump, a rising figure in the cryptocurrency sphere and son of the US President, has sent ripples through financial circles with a scathing critique of the traditional banking system. His words, delivered with conviction, have sparked fervent speculation about whether they signal a seismic shift in America’s economic future—perhaps even hinting at a role for XRP in challenging the dominance of SWIFT. As a newly minted crypto advocate whose influence has surged in 2025, Eric’s pronouncements carry a dual weight: the clout of a Trump family member and the insight of an emerging player in blockchain business.
In a recent interview, Eric didn’t mince words, painting banks as lumbering relics overdue for disruption. He lambasted their rigid 9-to-5 hours and the maddening delays—days or even weeks—to secure a loan, arguing that such inefficiencies are inexcusable in a digital age. More pointedly, he accused these institutions of wielding unchecked power, capable of severing ties with clients at whim and inflicting severe harm. For Eric, the antidote lies in blockchain, a technology he claims can outstrip banks at every turn. His enthusiasm for crypto, underscored by this critique, has reignited a perennial debate: could XRP, the token tied to Ripple, upend SWIFT’s global payment empire?
The crypto community has seized on Eric’s remarks with gusto. Xaif, a prominent investor, took to X to argue that the blockchain efficiencies Eric championed align neatly with XRP’s strengths. “No doubt, he’s hinting at $XRP. Massive things are on the horizon!” Xaif proclaimed, echoing a sentiment buoyed by Ripple CEO Brad Garlinghouse’s recent Fox News comments on SWIFT’s trillion-dollar transaction heft. Yet, while some enthusiasts dream of XRP supplanting SWIFT, a more grounded possibility has emerged. A former SWIFT insider revealed that thousands of banks have already trialled Ripple’s payment system, suggesting integration—rather than replacement—could be the pragmatic path forward. Overhauling an entrenched international network is a logistical nightmare; blending XRP into SWIFT’s framework feels far more feasible.
Eric’s crypto credentials, though, aren’t without detractors. Sceptics question whether a man rooted in real estate can credibly weigh in on finance and blockchain. Yet his resume tells a different story. This year, he’s stepped boldly into the crypto arena, joining Metaplanet’s advisory board and steering the WLFI investment firm. His rapid ascent as a blockchain advocate lends his views an undeniable gravitas, amplified by his familial ties to the White House. When he asserts that banks “basically do nothing” and could be eclipsed by decentralised systems, it’s a stance that resonates beyond mere rhetoric.
