20-8-2025 – Goldman Sachs predicts the global stablecoin market will surge to a trillion-dollar industry, projecting a 40% compound annual growth rate (CAGR) through 2027. The bank’s research, first reported by Fortune, underscores stablecoins’ potential to revolutionize payments and bolster U.S. Treasury demand.
Currently valued at $271 billion, the stablecoin market is poised for rapid expansion, driven by regulatory clarity from the recently passed GENIUS Act. Goldman Sachs highlights USD Coin (USDC) as a key beneficiary, forecasting its market cap could reach $77 billion by 2027. Stablecoins, pegged to the U.S. dollar or Treasury bonds, offer faster, borderless settlement, positioning them to disrupt the $240 trillion global payments market, including $40 trillion in consumer payments.
U.S. Treasury Secretary Scott Bessent has endorsed stablecoins, noting their role in reinforcing the dollar’s global dominance and driving demand for Treasury bonds. The GENIUS Act’s regulatory framework is expected to accelerate adoption by providing clear rules for issuers, fostering institutional confidence. This aligns with growing stablecoin use in decentralized finance (DeFi) and cross-border transactions, which could reshape global financial systems.
The report suggests stablecoins’ low-cost, near-instant transactions could capture significant market share, challenging traditional payment networks like Visa. However, concerns linger about potential volatility in Treasury markets if stablecoin issuers rapidly adjust reserves.
