16-6-2025 – Ripple Labs, under the stewardship of CEO Brad Garlinghouse, has joined forces with the U.S. Securities and Exchange Commission (SEC) to propose amendments to the final judgment in their protracted legal battle over XRP. This pivotal motion, filed before Judge Analisa Torres at the U.S. District Court for the Southern District of New York, signals a potential turning point not only for Ripple but for the broader digital currency landscape, as it could redefine regulatory boundaries for cryptocurrencies in the United States.
Inside the proposed $125M XRP settlement structure
The joint proposal outlines a nuanced settlement, with the SEC advocating for a $125 million penalty to be divided between the parties—$50 million directed to the SEC and $75 million returned to Ripple. This arrangement reflects a calculated effort by Ripple to mitigate its regulatory burdens while fostering a resolution that could stabilise XRP’s market presence.
The outcome, eagerly awaited by XRP holders, promises to alleviate prevailing market uncertainties and bolster confidence among institutional investors. A favourable ruling from Judge Torres could pave the way for enhanced trading volumes and liquidity, mirroring historical trends where positive legal developments have catalysed XRP’s market activity.
Broader implications for the crypto industry
Beyond its immediate implications, the motion carries profound significance for the cryptocurrency sector. The proposed modification, described in the filing as a “key and necessary step” given the evolving regulatory terrain, aims to resolve the dispute without further protracted litigation. A decision in Ripple’s favour could establish a precedent, offering clarity to the regulatory framework governing digital assets and potentially shaping future SEC actions.
Such an outcome might not only fortify XRP’s position but also serve as a beacon for blockchain investments, fostering a more predictable environment for the integration of digital currencies into mainstream markets. As the industry watches intently, Judge Torres’ forthcoming ruling could herald a new chapter in the regulatory evolution of cryptocurrencies.