25-5-2025 – As the global appetite for swift, cost-effective, and transparent cross-border transactions intensifies, Ripple’s innovative payment infrastructure is carving a formidable path. A recent report from the U.S. Faster Payments Council (FPC) underscores the transformative potential of Ripple’s XRP and blockchain technology, positioning them as vital cogs in achieving the G20’s ambitious cross-border payment objectives by 2030. With the market for such transactions already valued at a staggering $34 trillion, Ripple’s solutions are gaining momentum as a catalyst for economic growth, trade, and financial inclusion worldwide.
A confidential 2025 report from the U.S. Faster Payments Council stated that for U.S. domestic payment providers to align with the G20’s cross-border payment objectives, they should accelerate the adoption of ISO 20022 and promote “inter-industry collaboration” with fintech… pic.twitter.com/TjRssXPptA
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A vision for seamless transactions
The G20 has set its sights on revolutionising cross-border payments, with clear milestones for 2027 and 2030. These include slashing transaction costs to 1% or less and ensuring that 75% of payments are completed within an hour. Such targets aim to make payments not only faster and more affordable but also more accessible, fostering global trade and development. The FPC’s 2025 report highlights the pivotal role U.S. payment providers, including Ripple, could play in this transformation by leveraging cutting-edge technologies and fostering collaboration across industries.
Ripple’s technological edge
At the heart of Ripple’s offering is RippleNet, powered by XRP and built on advanced blockchain tools like Distributed Ledger Technology (DLT). By aligning with global standards such as ISO 20022 and prioritising interoperability, Ripple is well-positioned to redefine the efficiency of international payments. The FPC report also praises Ripple alongside Stellar for their potential to reshape the global payment landscape, particularly through their focus on financial inclusion and seamless cross-industry partnerships.
A bright outlook for XRP
As Ripple’s solutions gain traction, market analysts are increasingly bullish on XRP’s prospects. With growing adoption, projections suggest XRP could climb to between $10 and $20 in 2025, driven by rising demand for Ripple’s efficient payment systems. More ambitious forecasts see XRP reaching $100 by early 2026, with the potential to soar as high as $1,000 in the longer term as Ripple’s network and technology continue to expand. These predictions reflect the market’s confidence in Ripple’s ability to capitalise on the burgeoning need for streamlined global transactions.
The push for faster, cheaper, and more inclusive payments aligns with broader global economic goals, and Ripple stands at the forefront of this shift. By embracing blockchain and fostering collaborative frameworks, Ripple is not only meeting the G20’s vision but also redefining the future of finance.
