9-3-2025 – In the legal development surrounding the Ripple vs SEC saga, a Civil War-era precedent could offer an unconventional resolution to the ongoing dispute, according to prominent attorney Jeremy Hogan.
The cryptocurrency firm’s leadership, including Chief Executive Brad Garlinghouse and Stuart Alderoty, the Chief Legal Officer, have expressed satisfaction with the substantially reduced fine of $125 million, a marked decrease from the SEC’s initial demand of $2 billion. The company has also successfully avoided additional financial obligations, including $876 million in disgorgement and £198 million in pre-judgment interest.
Drawing parallels with the historic Willard case from America’s Civil War period, Hogan suggests that Ripple Labs could potentially settle their SEC penalties using XRP tokens rather than traditional currency. The Willard ruling established that contracts could be fulfilled using alternative forms of payment when such arrangements “served the interests of justice.”
Although the Ripple judgment is denoted in U.S. dollars, it IS possible that Ripple could satisfy the judgment against it by transferring the same amount of XRP to a Federal XRP “stockpile” address.
There’s a Supreme Court case from 1869, Willard v. Tayloe, which took place… https://t.co/56iMaZjGOl
— Jeremy Hogan (@attorneyjeremy1) March 7, 2025
The prospect of using XRP for settlement has gained additional credence following former President Donald Trump’s recent remarks about potentially incorporating XRP into American cryptocurrency reserves. Should the SEC acquiesce, such a settlement would route directly to the US Treasury.
However, market analysts have sounded cautionary notes regarding XRP’s immediate prospects. Technical indicators and fundamental market pressures suggest the possibility of a significant price correction, with projections indicating a potential 20% decline. Investors are being advised to monitor three crucial market signals closely.
