7-7-2025 – Ripple’s RLUSD stablecoin has exploded 815% in market capitalization since January, climbing from $53 million to $485 million and positioning itself as one of crypto’s fastest-growing assets this year.
The dramatic growth has significantly outpaced established stablecoins, with Tether’s USDT posting just 15% gains and USDC rising 44% over the same period. RLUSD now appears poised to reach the $1 billion market cap milestone, potentially catalyzing a major rally in XRP, which currently trades at $2.27 with modest 9.6% year-to-date gains.
Three key factors are driving RLUSD’s momentum. US legislators have designated next week as “Crypto Week” to debate pro-crypto legislation including the GENIUS Act, which could give US-based stablecoins a competitive advantage. Ripple has also applied for a banking license that would streamline institutional adoption, while Swiss bank AMINA recently announced plans to support RLUSD trading.
Technical analysis suggests XRP could benefit substantially from RLUSD’s success. A falling wedge pattern indicates potential for a 70% price surge toward $4, with bullish momentum indicators including rising CMF and MACD crossing into positive territory supporting the outlook.